Underwriting Consultant - Minnetonka, MN

UnitedHealth Group Incorporated

For those who believe in the power of data to help write the next chapter in the history of health care, here's your opportunity. Advancement, an elite group of peers, variety of product lines, and rewards for delivering on our mission ensures you will always be challenged at UnitedHealth Group to do your life's best work.(sm)

 

The Underwriting Consultant will analyze health benefit plan characteristics and assess risks as to frequency and potential severity of losses of clients. This individual will analyze health benefit plan characteristics and assess risks as to frequency and potential severity of losses of clients. Will utilize established underwriting criteria and policies to provide proper rating methodologies. Will build and maintain models to assist in the economic analysis of market alternatives. The Underwriting Consultant will evaluate and recommend alternative pricing options and plan design changes based on economic analysis and trends. This individual will also prepare financial modeling for reserve calculation, budget calculation, and other ongoing reviews that directly aligns with client strategies. They will validate renewals and request for proposals for accuracy including utilization & experience reporting.

 

This position is for an advanced Key Account Group Underwriting position so it is imperative that the candidate has had some prior experience working with large group accounts. The candidate must be fully proficient with fully insured funding as well as ASO / self-funding.

Positions in this function are responsible for assessing and pricing the financial risk associated with group or individual prospective and renewing cases.
- Reviews the work of others.

- Develops innovative approaches.

- Sought out as expert.

- Serves as a leader/ mentor.

 

Keywords: underwrite, renewal, PPO, self-funded, ASO, risk, analysis, analyze

Requirements:

- Bachelor’s Degree in Math, Finance, Business or related degree.

- 5+ years of experience in Large Group healthcare underwriting for any variety of products: PPO, HMO, self-funded, ASO/fully-insured.

- 3+ years of experience with Risk Management.

-Must have strong financial analysis, problem solving and critical decision making skills.

-Strong organizational skills.

- Excellent communication skills, both orally and in writing.

- Intermediate level of proficiency with MS Office suite (including Word, Excel and PowerPoint).

 
Careers at UnitedHealthcare Employer & Individual. We all want to make a difference with the work we do. Sometimes we're presented with an opportunity to make a difference on a scale we couldn't imagine. Here, you get that opportunity every day. As a member of one of our elite teams, you'll provide the ideas and solutions that help nearly 25 million customers live healthier lives. You'll help write the next chapter in the history of health care. And you'll find a wealth of open doors and career paths that will take you as far as you want to go. Go further. This is your life's best work.^SM

Diversity creates a healthier atmosphere: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, or disability status.




UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment. In addition, employees in certain positions are subject to random drug testing.

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