Nature of the Work

Credit authorizers, checkers, and clerks review credit history and obtain the information needed to determine the creditworthiness of individuals or businesses applying for credit.

Education and Training

Employers may hire clerks with only a high school diploma, but some prefer workers with an accounting education from a trade school or community college. Most employers provide on-the-job training.

Job Outlook

Employment change. Slower than average growth is expected. While technology continues to improve the efficiency of credit application processing, jobs will continue to arise as a result of increased risk aversion and closer attention to credit policies by lenders.

Job prospects. Prospects should be good. Openings will arise from the need to replace workers who leave the occupation for various reasons, such as advancement to another position.